Our Investment Policy

At AMJ Financial Wealth Management, we practice a capital preservation model with a growth bias.

AMJ Financial Wealth Management
understands that success is as unique as each
individual. We strive to understand what
success means to you so we can create,
implement, and monitor an action plan that
allows you to create your ideal future.

YOUR SUCCESS IS PERSONAL

AMJ Financial understands that success is different for each person. Steve Job's idea of success would probably be very different compared to Mother Teresa's. For this reason, we take the time to consult with each client individually and plan the best course of action so that you feel comfortable because at AMJ Financial, we want to make Wealth Management Simple.

We create a portfolio based on client goals and risk tolerance that is diversified following the principles of Modern Portfolio Theory. We have adopted the institutional model of core and satellite holdings. The equity core is invested in an All Cap Value Growth Blend Strategy. The portfolio is constructed of dividend-paying, growth-oriented stocks.

Market Commentary

TACTICAL ASSET MANAGEMENT 

We use a Tactical Asset Allocation
Strategy that allows us to move into
equities as our process determines 
a better price-adjusted rate of 
return.

As risk increases in the equity markets, we raise our cash positions and move into cash equivalents from equities. As risk in the markets (as measured by the price pressure momentum process) decreases, we deploy out of cash and into equity positions.
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Process Review

Weekly - All the positions are reviewed and put through the fundamental analysis. Any deletions or additions to the portfolio are executed.

Monthly - The rebalancing of positions is evaluated by sectors. Sector weightings are evaluated and relative performance is benchmarked.

Quarterly - We review the entire portfolio based on the whole investment process and clients are called to review performance and any incremental changes that we would like to see made to the portfolio.

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ANNUAL REVIEW

Annually the client portfolio is benchmarked against the appropriate indices for performance. We examine all positions to ensure they still fit our style matrix. We discuss all of these points with our client and talk about our expectations for the coming year. Any adjustments to risk tolerance or income need that our client may have are addressed and the portfolio is rebalanced to reflect any changes.

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QUANTITATIVE EVALUATION PROCESS

The stock selections are put through our quantitative evaluation process that weights our selections by 10 sectors and looks for the best risk-adjusted time to enter or exit a position. If all processes of the analysis signal a buy, we enter the position and are long in the equity until one of the evaluations break down. We then exit and push to cash equivalents to await our next equity entry position.

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FUNDAMENTAL RESEARCH PROCESS

We take a bottom-up approach to the research of equity selections. After our screening process is completed, we then utilize research from Thompsons and S&P to evaluate the companies and determine if they are included into our Value Growth Blend Strategy.

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MACRO-ECONOMIC RESEARCH PROCESS

Leveraging our Independent Advisory status, we use research from the top research firms on Wall Street to guide our Macro-Economic Sector weightings.

Are you ready to reach your
financial goals?

At AMJ Financial Wealth Management, we take pride in the fact that with us, you're not a number, or just another client; we treat you like family!

Contact Us
Securities offered through Triad Advisors, LLC, Member FINRA / SIPC 

Investment advisory services offered through AMJ Financial Wealth Management LLC

AMJ Financial Wealth Management LLC is not affiliated with Triad Advisors, LLC
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