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Industry Insights Index

AMJ Financial keeps you informed and up-to-date with unique industry analysis. Check out:
April 23, 2019
Fixing Rollover Mistakes with Self-Certification

If you recently withdrew money from your retirement account with plans to execute a 60-day rollover but missed your deadline, you may be worried about the consequences. We get it.  Life happens, and fortunately, the IRS understands this too! If you missed the 60-day deadline for completing an IRA rollover due to an error or […]

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April 16, 2019
Using IRAs to Help Children

Looking for a way to secure a financially stable future for your child? An IRA may be the solution! There is no minimum age for having an IRA and, as long as your child has earned income, you can open an account in their name.  Your child can contribute to their IRA with their own […]

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March 12, 2019
2019 Retirement Plan Contribution Limits

Maxing out your retirement account contributions can be a smart financial move not only to help reduce your tax bill, but also to work towards the goal of setting aside enough money for the future. But do you know how much you’re allowed to contribute? Contribution limits can vary greatly depending on the type of […]

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February 19, 2019
Navigating Health Care Taxes

Chances are you have heard about the 3.8% surtax that went into effect in 2013 under the Affordable Care Act—but do you know if and when you might need to pay it? While there have been significant changes to the tax code over the past year, the Medicare tax and net investment income tax remain […]

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November 27, 2018
How are Social Security Benefits Calculated?

Social Security planning often focuses on filing strategies to help determine when and how to take your benefits. But before you make any decisions, you should also consider the tax implications your Social Security benefits will have on your overall retirement plan. If you have additional sources of income in retirement, there is a chance […]

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November 20, 2018
Leaving a Legacy: Life Insurance vs. Roth IRAs

Leaving a Legacy: Life Insurance vs. Roth IRAs When considering the best way to leave your loved ones an inheritance, it’s important to be aware of the options available to you. While life insurance is a well-known option, Roth IRAs can be effective as well. Both can provide a tax-free legacy, but you should know […]

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November 13, 2018
Avoiding the 10% Tax Penalty

As a retirement account owner, you’ve probably been warned about the 10% early distribution penalty that applies to taxable distributions made before age 59½. But did you know that if for some reason you need to access your money early, there are exceptions to this rule? Expenses such as medical bills, buying your first home, […]

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November 6, 2018
End-of-Year Checklist

End-of-Year Checklist With the holiday season upon us, your to-do list might seem endless. In the midst of preparing for all of the festivities, have you taken the time to review your end-of-year financial checklist? Though it may be difficult to find time to squeeze this in, it is important to consider whether there are […]

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October 30, 2018
Using IRAs to Help Children in 5 Easy Steps

Did you know there is no minimum age for having an IRA? As long as your child has earned income, you can open an account in their name. Whether they contribute to the IRA with their own money from working or a gift from you, the power of compound interest can help them get a […]

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Investment advisory services offered through AMJ Financial Wealth Management LLC

AMJ Financial Wealth Management LLC is not affiliated with Triad Advisors, LLC
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